<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">

  <url>
    <loc>https://www.neoria.io/</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/individuals</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/business</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/advisors</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/methodology</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/about</loc>
    <lastmod>2026-06-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources</loc>
    <lastmod>2026-06-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/183-day-rule-tax-residency-myth</loc>
    <lastmod>2026-06-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/sovereign-portfolio-jurisdictional-risk</loc>
    <lastmod>2026-06-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/cross-border-relocation-advisory-software</loc>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/europe-immigration-pathway-risk</loc>
    <lastmod>2026-06-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/jurisdictional-risk-wealth-advisors</loc>
    <lastmod>2026-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/relocation-client-history-map</loc>
    <lastmod>2026-06-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/singapore-vs-malaysia-business-expansion-guide</loc>
    <lastmod>2026-07-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/malaysia-vs-thailand-relocation-guide</loc>
    <lastmod>2026-08-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/mexico-vs-colombia-relocation-guide</loc>
    <lastmod>2026-08-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/dubai-vs-singapore-business-guide</loc>
    <lastmod>2026-08-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/saudi-arabia-vs-uae-business-expansion-guide</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/greece-vs-cyprus-relocation-guide</loc>
    <lastmod>2026-08-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.neoria.io/resources/spain-vs-portugal-for-founders</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/videos/uk-to-texas-to-florida-relocation-interview</loc>
    <!-- The page's own MODIFICATION date, NOT the embedded video's. The two are
         pinned separately and neither is derived from the other; the video's
         date is <video:publication_date> below. They shipped on the same day —
         2026-09-09, when the page went up with the video — and have since
         diverged: the page was modified 2026-09-15 to add contextual links to the
         Barcelona interview, which does not move the video's date. -->
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/VuIf4Iz1eNM/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>From the UK to Texas to Florida: what 10 years in America taught him</video:title>
      <video:description>A first-hand account of moving from the UK to Dallas and later Jupiter, Florida — from culture and climate to what ultimately makes a place feel like home.</video:description>
      <video:player_loc allow_embed="yes">https://www.youtube-nocookie.com/embed/VuIf4Iz1eNM</video:player_loc>
      <video:duration>501</video:duration>
      <video:publication_date>2026-09-09T03:28:45-07:00</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@Neoria_io">Neoria_io</video:uploader>
    </video:video>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/videos/living-in-barcelona-relocation-interview</loc>
    <!-- The page's own MODIFICATION date, not the embedded video's. Shipped
         2026-08-08; modified 2026-09-15, when the page gained inbound and outbound
         contextual links to the Spain vs Portugal guide and the Texas
         interview. The video's date is <video:publication_date> below and is
         deliberately NOT moved by a change to the web page. -->
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/kRy3PKUCAxY/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>Living in Barcelona: what the relocation brochures don’t tell you</video:title>
      <video:description>After 2.5 years in Barcelona, Maria shares what worked, what didn’t, and why her family ultimately decided to move on.</video:description>
      <video:player_loc allow_embed="yes">https://www.youtube-nocookie.com/embed/kRy3PKUCAxY</video:player_loc>
      <video:duration>296</video:duration>
      <video:publication_date>2026-08-01T07:10:50-07:00</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@Neoria_io">Neoria_io</video:uploader>
    </video:video>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/choose-country-to-move-to-together</loc>
    <lastmod>2026-07-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/singapore-vs-malaysia-relocation-guide</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/malta-vs-cyprus-relocation-guide</loc>
    <lastmod>2026-07-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/resources/spain-vs-portugal-relocation-guide</loc>
    <!-- Modified 2026-09-15: the "Lifestyle and climate" section gained a
         contextual link to the Barcelona relocation interview. -->
    <lastmod>2026-09-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/compare/spain-vs-portugal</loc>
    <lastmod>2026-07-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/compare/malta-vs-cyprus</loc>
    <lastmod>2026-07-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/compare/singapore-vs-malaysia</loc>
    <lastmod>2026-07-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/compare/singapore-vs-malaysia-business</loc>
    <lastmod>2026-07-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/pricing</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.neoria.io/help</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!--
    /terms and /privacy are deliberately absent: both are noindex,follow (the
    directive lives in the page HTML, not robots.txt, so Google can still crawl
    them). Submitting a noindex URL in the sitemap sends contradictory signals.
    They remain publicly accessible and linked from the footer.
  -->

</urlset>
