Legal

    Last updated: March 2026

    This page outlines the legal terms governing the use of https://www.neoria.io and the services provided by ENADE FZCO ("Neoria", "Company", "we", "our", or "us").

    By accessing or using the Service, you agree to the terms described on this page.

    1. About Neoria

    Neoria is a platform that provides data-driven insights, rankings, and analytical tools based on datasets and user-provided inputs.

    The Service is designed to help users explore and analyze geographic, economic, and lifestyle factors.

    All outputs generated by the Service are informational and analytical in nature.

    2. Eligibility

    You must be at least 18 years old to use the Service.

    By using Neoria you confirm that:

    • you have legal capacity to enter into these terms
    • the information you provide is accurate
    • your use complies with applicable laws.

    3. Accounts

    Some features of the Service may require creating an account.

    You are responsible for:

    • keeping login credentials secure
    • all activity conducted through your account.

    ENADE FZCO may suspend or terminate accounts that violate these policies.

    4. Subscriptions and Payments

    Certain features of the Service may require a paid subscription.

    Subscription tiers may provide different levels of access to platform functionality.

    Payments are processed by Paddle.com Market Limited ("Paddle"), which acts as the Merchant of Record for transactions made through the Service.

    As Merchant of Record, Paddle is responsible for:

    • processing payments
    • handling applicable taxes
    • providing certain consumer protections.

    When completing a purchase you may be required to agree to Paddle's applicable consumer terms.

    Paddle's consumer terms can be found at: https://www.paddle.com/legal/invoiced-consumer-terms

    5. Billing and Refunds

    Billing, payment processing, and refunds are managed by Paddle as Merchant of Record.

    Refund eligibility may be subject to Paddle's consumer terms and applicable consumer protection laws.

    Users with billing questions or refund requests may be directed to Paddle's support services.

    Unless otherwise required by law or Paddle's policies, purchases are generally non-refundable.

    Users may cancel subscriptions at any time. Cancellation will apply to future billing periods.

    6. Intellectual Property

    All content, software, algorithms, and data associated with the Service are owned by ENADE FZCO or its licensors.

    Users are granted a limited, non-exclusive license to access and use the Service.

    Users may not:

    • copy or reproduce platform content
    • scrape or extract platform data
    • reverse engineer the Service
    • redistribute or resell outputs.

    7. Acceptable Use

    Users agree not to:

    • misuse the platform
    • attempt to bypass platform restrictions
    • interfere with security mechanisms
    • upload malicious code
    • use the Service for unlawful purposes.

    Violations may result in suspension or termination of access.

    8. Data and Privacy

    We collect and process certain information necessary to operate the Service.

    This may include:

    • account information such as name and email
    • user-provided preferences and profile inputs
    • interaction and usage data
    • device and browser information.

    User-provided profile inputs may include contextual criteria used to generate personalized insights, such as preferences, geographic interests, lifestyle factors, or general financial parameters.

    We process this information to:

    • operate and improve the Service
    • generate analytical outputs
    • maintain platform security.

    We do not sell personal data.

    Some data may be shared with trusted service providers necessary to operate the platform, including payment processors such as Paddle.

    Where possible, we use aggregated or anonymized data to improve the Service.

    Users located in certain jurisdictions may have rights to access, correct, or delete personal data.

    Requests can be sent to: privacy@neoria.io

    9. Cookies

    Neoria uses cookies and similar technologies to:

    • operate the website
    • remember user preferences
    • analyze platform usage
    • improve service performance.

    Users can manage cookie settings through their browser preferences.

    Disabling cookies may affect certain features of the Service.

    10. Automated Analysis

    The Service may process user-provided inputs using automated methods to generate scores, rankings, or recommendations.

    These outputs are generated algorithmically and are intended as analytical tools only.

    Neoria does not use user inputs for:

    • credit evaluation
    • financial eligibility determinations
    • automated decisions producing legal effects.

    11. Disclaimer

    All outputs provided by the Service are informational only.

    Neoria does not provide financial, legal, tax, immigration, or investment advice.

    Users remain solely responsible for decisions made based on information generated by the platform.

    ENADE FZCO makes no guarantees regarding the outcomes of decisions made using the Service.

    12. Limitation of Liability

    To the maximum extent permitted by law, ENADE FZCO shall not be liable for:

    • indirect or consequential damages
    • loss of profits
    • business interruption
    • reliance on platform outputs.

    Total liability shall not exceed the amount paid by the user for the Service within the previous 12 months.

    13. Governing Law

    These terms shall be governed by and construed in accordance with the laws of England and Wales.

    The courts of England and Wales shall have exclusive jurisdiction over disputes arising from these terms.

    14. Changes to These Policies

    ENADE FZCO may update these policies periodically.

    Updated versions will be published on this page with a revised Last updated date.

    Continued use of the Service after changes constitutes acceptance of the updated terms.

    15. Contact

    For legal or privacy inquiries:

    ENADE FZCO

    Website: https://www.neoria.io

    Email: privacy@neoria.io